As an employer, you have the option to self-insure under the Sickness Benefits Act (ZW) and/or the WGA scheme. While this approach provides greater control over absenteeism-related expenses, it also demands careful analysis and appropriate planning. At Licent Absenteeism & Income, we guide you through these decisions and help develop a tailored strategy that optimizes outcomes for your organization.
Ready to get started? Use our ‘Vitaal!’ tool below to explore the best fit for your company
Before using the tool, please gather the following information:
- Payroll (2019–2023): If unavailable, request it from your Finance department, accountant, or bookkeeper.
- ZW-flex benefit costs in 2023: Typically found in the WHK assessment, which your Finance team should have on file.
- WGA benefit costs (if not self-insured for WGA after July 1, 2015): These are benefits that began from 2007 onward and were paid in 2023. You can find them in your UWV WHK assessment.
- SWGA total costs (if self-insured for WGA since after July 1, 2015): These include all WGA-related benefits paid during your period of self-insurance. Consult your Finance team or social security administrator for support.
Turn insights into action
Once the tool is completed, our partner Vitaal! will email you a data-driven recommendation, clearly outlining the most advantageous option for your organization.
